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Update News for March 2010
Here is a quick run-down on what you will find in this bulletin:
These topics will be dealt with in more detail throughout this bulletin.
Last month we told you about the slate of domain names that we registered, and that we are offering for sale to our subscribers. A number of the best one's have been picked through and purchased. We are now DROPPING the price on the remaining domain names.
The new price is $79. Will we drop the price again? Yes, at some point in the future the price for the remaining domain names will drop again. The problem is that if you wait you may lose a great domain name to someone else. More than one of the sold domain names were requested by another subscriber after they had been sold first to another subscriber. You snooze, you lose.
These domain names and quote sites are FOR SALE to Compulife subscribers ($79 for the name if owned by Compulife), on a first come, first serve basis:
|erterm.com||emergency assistance for term buyers|
|drterm.com||see your term Doctor|
|byterm.com||the short way to buying term life insurance|
|doterm.com||the place to do term comparisons|
|mcterm.com||the place for low cost term|
|mclife.com||godaddy.com is selling this domain name for $2,581.00|
|piterm.com||investigate the best deals on term|
|term800.com||free term life comparisons|
|termmap.com||find your best route to buying term|
|webterm.com||godaddy.com is selling this domain name for $4,388.00|
|termgps.com||a step by step route to buying term|
|termvip.com||where all term buyers are VIPs|
|lifevip.com||godaddy.com is selling this domain name for $3,588.00|
|termdig.com||let us uncover your best term insurance deal|
|termltd.com||an organized way to get the lowest cost term|
|termgal.com||if you are a lady selling term, this domain is self explanatory|
|ciaterm.com||providing intelligence to locate the best term policy|
|lifecia.com||providing intelligence to locate the best term policy|
|zapterm.com||Instant term life quotes|
|termprice.com||godaddy.com is selling this domain name for $500.00|
|fbiterm.com||we always get you the best term policy|
|fbilife.com||we always get you the best term policy|
|termcop.com||walking the beat to find you the best term|
|termgun.com||targeting the best term products available|
|lifeace.com||godaddy.com is selling this domain name for $2,888.00|
|termbag.com||with us, the best term deals are in the bag|
|rapidterm.com||godaddy.com is selling this domain name for $1,200.00|
|termbug.com||we crawl the web for the best deals on term insurance|
|termcow.com||milking the term market to get you the best deal|
|termdad.com||when it comes to term insurance, who's your daddy?|
|termdoc.com||let us be your term Doctor|
|termelf.com||see how fast we can put together a golden term deal for you|
|termfix.com||if your looking for a great deal, the fix is in at termfix.com|
|termfox.com||when it comes to term insurance, no one out foxes us|
|termgap.com||filling the life insurance gap|
|termhog.com||more companies and more products at termhog|
|termhut.com||all the best term products under one roof|
|hutinsurance.com||all the best insurance products under one roof|
|termjar.com||all the best term products in one spot|
|insurancejar.com||all the best term products in one spot|
|jarinsurance.com||all the best term products in one spot|
|termjoy.com||where you see how little term insurance costs|
|termjug.com||all the best term products in one spot|
|lifejug.com||all the best term products in one spot|
|insurancejug.com||all the best term products in one spot|
|termkeg.com||all the best term products in one spot|
|insurancekeg.com||all the best term products in one spot|
|termkid.com||so simple to use, a kid can do it|
|termkit.com||everything you need to find the best term products|
|termnut.com||we go crazy finding you the best term products|
|ourterm.com||Our term products are the best, check it out|
|termowl.com||keeping a sharp eye out for the best term products|
|termpop.com||Instant term insurance quotes|
|termpot.com||all the best term products in one spot|
|termsky.com||when it come to finding term insurance, the termsky.com is the limit|
|termtip.com||have we got a hot term deal for you|
|tryterm.com||think you can't afford life insurance, tryterm.com can help|
|upsterm.com||we deliver great term deals|
|termvac.com||suck up a great deal on term insurance here|
|insurancevac.com||suck up a great deal on term insurance here|
|lifevac.com||suck up a great deal on term insurance here|
|termcut.com||paying too much for life insurance, termcut.com can lower you costs|
|tisterm.com||tis no better place for a term bargain|
|wowterm.com||when you see how low term insurance cost are, you'll say wowterm|
|lifewow.com||when you see how low life insurance cost are, you'll say wowterm|
|termtap.com||our site can let you tap into the best term deals in the market|
|insurancetap.com||our site can let you tap into the best insurance deals in the market|
|termceo.com||get the same low term costs top businessmen receive|
|insuranceceo.com||get the same low term costs top businessmen receive|
|ceoterm.com||get the same low term costs top businessmen receive|
|termphd.com||let our highly qualified site find you the best term deals|
|phdterm.com||let our highly qualified site find you the best term deals|
|termmba.com||let our highly qualified site find you the best term deals|
|insurancemba.com||let our highly qualified site find you the best term deals|
|mbaterm.com||let our highly qualified site find you the best term deals|
|007term.com||licensed to get you a killer of a deal on term life insurance|
|term007.com||licensed to get you a killer of a deal on term life insurance|
|termrus.com||we r the best place for term insurance|
|termtrack.com||helping you track down the best deals on term insurance|
NOTE: These domain names are currently connected to the U.S. version of our on-line quote system. To see the Canadian version of the on-line quote system, you can go to:
The pre-registered, ready to go quote sites are available to Compulife subscribers for a one time fee of $79 (for the domain name) plus an annual renewal fee of $149 **.
** NOTE: Only $50 of the annual fee is payable immediately. The $99 fee does not begin until the end of 4 months, as per the 4 month free web site quoting offer that Compulife is making to all subscribers and potential subscribers. Keep reading.
For more information about the domain names that we have for sale, and the web sites that are ready to go, click on:
If you are a current subscriber to Compulife, and have never before had our web quotes on your web site, you can have the option for 4 months for FREE - with no obligation to purchase the service at the end of 4 months. This is a standing offer.
To date OVER 200 Compulife subscribers have acted on this offer and have added out quote system to their web sites.
To obtain your 4 months of free quotes for your web site, complete the application here:
First time trial users of Compulife, who qualify for 4 free months of service, can also add quotes to their web site for FREE for 4 months.
During February, and at the request of some of our Quebec customers, we added a French language version or our quote system for the web. There is NO ADDITIONAL CHARGE to have the quote system in French, and it is also available for 4 months for FREE.
If you visit the same web site:
You will notice it says, at the top of the quote page:
If you click that link, it will take you to the French version of the Canadian quote system. When you set this up on your website you have the option of doing what we have done, which is to have both a French page, and English page, with the ability to click between them for language selection. If you then use the French page to run a comparison, the comparison results will be in French; English will produce English results.
Once again, both English and French are available to Canadian customers and there is no extra charge for it. On the other hand, if you do all your business in English speaking Canada, and don't want or need French quotes on your site, just comment out the link to the French page. French speaking customers, who do not do business with English insurance buyers, can also remove the link to the English page. So you can do both/and, or either/or.
Now we have to be candid, none of the staff in our office speak French and so we cannot speak to the quality of the translations. We did some very rough translations using:
From there a couple of our Quebec subscribers were kind enough to give us their opinions as to better translations. Unfortunately, where there is disagreement between customers, we are not a particularly good judge as to which is correct. So, it is the input of subscribers that will determine the final translated outcome. If you have comments or suggestions in that regard, we would like to hear from you.
Of course on the client entry page, you have ultimate control over the page that you place on your site and so if you wish to change it from the default that we give you, you are welcome to do so. On the other hand, the template files which display the comparison results remain on our web site and so you will have to do your best to convince us that your translation is better.
To process a suggestion, simply copy the line as it currently appears, and below it indicate the way you think it should appear. Any explanation of why the change is needed will be very helpful. We will review your suggestion and if we agree that your translation is better, it will be implemented immediately.
Email your translation suggestions and comments to:
Last month we told you that we encountered a bug in our software when someone is using the Windows 7 voice recognition software. We narrowed the bug down to a conflict with the routines that we use for downloading updates from the Internet.
In our February midmonth update we told you that we have decided that we will replace the download mechanism in our software with a newer system that is external to the GOWIN.EXE program file.
The new download system is contained in a new program that we have called:
We provided that new program in our midmonth update and it is provided again in this monthly update. However, we have not yet replaced the GOWIN.EXE file with the new GOWIN.EXE that talks to CQSDOWN.EXE. CQSDOWN.EXE will not be used unless YOU run it manually and it can be run manually and separately from GOWIN.EXE.
The question we have is whether or not this new program will work as well as the old routines that we have been using. It tests just fine on our computers and we are quite confident it will run fine on your computer, but we won't know for certain until we try it on all those computers out there.
We actually think the new CQSDOWN.EXE may solve downloading problems that a few subscribers were having. Up until now some subscribers were unable to run our existing automatic updates. Those subscribers were having to do the updates by downloading manually. Once again, we won't know if the new system solves that problem until subscribers run the new CQSDOWN.EXE program. That is why we have encouraged subscribers to launch and run the CQSDOWN.EXE file and test it. Here is how you can easily test the new program by running CQSDOWN.EXE:
If you got the above message, you are done. You will have just confirmed that the new download program is working.
You can go ahead and say "No". The GOWIN.EXE file will automatically start up.
If you get a different message we would like to hear from you ASAP. Give us a call at (800) 798-3488. You can also email us at:
Of course this assumes subscribers have read about any of this, and most won't have read about it.
So the plan is that we will replace the old GOWIN.EXE with the new GOWIN.EXE, in one of our midmonth updates in March. The NEXT update after that, the new GOWIN.EXE will call the new CQSDOWN.EXE. If there is a problem, you will discover the problem then (unless you have manually tested the new program).
As backup, and to ensure minimal interruption in the event of a problem, we will also providing the old GOWIN.EXE in the same midmonth update we provide the new GOWIN.EXE. The old file will be installed to your computer and called OLDGOWIN.EXE. If you do have a problem with the new system, you will be able to call us and we will show you how to make an icon for the OLDGOWIN.EXE file.
During February the counter for the Canadian site hit 382,000. Give that the population of Canada is about 1/10 that of the U.S., the per capita traffic to the Canadian site is about double that of the U.S.
I think that has a lot to do with the articles that I (Bob Barney) write for the Canadian MoneySaver magazine. I am advised that Canadian MoneySaver subscriptions are now well above 50,000 and so the articles I write tend to generate a lot more traffic for www.term4sale.ca. I have no similiar magazine that I write for in the U.S. I am also confident, from my discussions with Canadian subscribers, that many are doing quite well as a result of their listings on the www.term4sale.ca site.
During January we upgraded the look and feel of www.term4sale.ca in order to take advantage of the new features and capabilities offered by the new quote software.
One of the changes that we made was to remove the option to select modal premiums. The default quote now shows BOTH annual and monthly premiums.
One agent, who had been using the site for FREE, called to complain that we removed the modal premium option. We should point out that anyone can add the modal premium option back into our on-line quoting software if you elect to purchase the option to set up your own on-line quoting system. Further, your own on-line quoting system can also include UL products, which we do not quote at www.term4sale.ca.
Any agent can have ALL of that for only $248 per year (the cost of a subscription to Compulife plus the $99 quote system add-on).
The system we are building to track PDA use of our new online PDA service is more involved and has taken longer than we originally anticipated. Such is life in the software business when you are breaking new ground.
For that reason we have taken a baby step forward and implemented the "look and feel" of the new service at:
Please note that if you go to that address you will actually be redirected to this address:
Once the new online PDA service is available, where you will be able to select the companies you want to quote, an enrollment form will replace the quoting service at:
Once you complete the enrollment form, a personalized version will be created for you and you will have your own Administration Panel that lets you include only those companies that you want to quote. Those of you who are now trying Compulife's new web quotes for your web site will have already seen the new administration panel. The one for the PDA version of the software is exactly the same.
Unlike the new web quoting option that you can buy for $99 per year, the new PDA quoting service that we are rolling out will be FREE but it will be for your personal use only. Your web address, for your PDA online quote system, must be kept confidential and it must not be used by others or made available on your web site. That's why we are implementing features to track who is using your PDA quote system. Remember, this is the FREE version for YOUR PDA only. We will be able to monitor the specific PDA's visiting your PDA quote site, and if more than the allocated number are doing so, the software will notify Compulife and we will shut down your PDA quote site.
If you want a PDA quote site that others can use, we can set that up for you for only $99 per year and we can do that now. And keep reading, you can get the first 4 months of the public PDA version for FREE. Once a public site has been set up for you, you can give the address to anyone that you want.
Once our work on the web engines and PDA/Phone software is complete, we will be turning our attention to some important maintenance work that is needed to the data entry systems. Those programs have not been updated for quite some time, and some need to be converted to take advantage of the newer programming compilers that we have been using for the Windows software that we already distribute to you. Our goal is to make it easier to program future software, which will ensure that we can roll out changes and improvements more efficiently.
Further, having reviewed where we are heading over the next few years, and the changes that we would like to be able to make in the future, we have decided to stop and do a much more extensive overhaul than simply changing our data entry software. We have determine that we would also like to implement a better data storage structure that will make maintenance easier on both a data entry basis, as well as a programming basis.
To achieve our goals in this regard, we will be spending a fair bit of time reviewing our new data storage needs, and then building conversion software that will convert our existing data files into our new data file structure. Once we have done that, we will then introducing new comparison software that does exactly what it does now, but which derives its results from the new data structure. In other words, you will end up with a new program that does exactly what the old program did/does.
Once this first stage is completed, we will have both old program and old data, with new program and new data. Moving forward we will use the old data entry systems to maintain the old version, then converting old data to the new data forms for general distribution.
The next stage is to create the new data entry systems that talk to the new data format. Once we are satisfied that the new data entry system give us everything that we have now, we will then switch to the new data structure alone. We will only do this once we have thoroughly tested the new software to ensure it gives us no problems in maintaining the date. This may take several months. As far as the part you use, by the time we make that transition, you will have been using the new software for several months.
The point of sharing this with you is that the process will be quite lengthy and so from this fall throughout most of 2009, you will not be seeing many changes and improvements to the software that you use, even though the underlying foundation will be going through a massive change. Once the foundation has been reconstructed, and all the tools to work on the foundation have been built, the program will be in a position to make some substantial moves forward.
Think of it as transplant surgery, where you need to keep the patient alive and well, at the same time as you are swapping out the organs.